A Word From Our Sponsors Austrian Social Network Austria provides a comprehensive system of social security and welfare schemes. The network operates at two levels. First, there is the principle of insurance, which provides cover for all gainfully employed persons, and to a large extent for their dependants in cases of sickness, accident, unemployment, parental leave, and pensions, and, secondly, there are public welfare benefits made available by the federal, provincial and municipal authorities to citizens in need, who are not covered by the insurance system. Read More

Insurance Needs For Expats Medical Insurance that covers all costs of health care is compulsory to reside in Austria. Insurance needs vary on your circumstances when relocating to another country. Perhaps, you have not even thought about insurance at this stage. Insurance is, however, vital to your safe and healthy stay abroad. Therefore, it is best to arrange your insurance before your departure or immediately after your arrival in your new country of residence. Here a few guidelines. Check for clauses in all your existing policies to make sure of coverage regulations when leaving the country where the policy was issued. Consult with their medical insurance company prior to traveling abroad to confirm:  Whether their policy applies overseas. Will it cover emergency expenses such as a medical evacuation.  Ascertain whether payment will be made to the overseas healthcare provider or if you will be reimbursed later for expenses you incur. Do they include coverage for psychiatric treatment Do they cover  the disposition of remains in the event of death. Automobile Insurance In Austria third-party car insurance (Haftpfichtversicherung) is compulsory. This can be arranged via an insurance broker (Verischerungsmakler) or insurance company (Versicherungsunternehmen), which you will find listed in local telephone books. You must produce proof of insurance before you are issued your car licence plates (Autokennzeichen) and car registration document (Zulassungsschein). Your insurer can advise you on the procedures and make the necessary arrangements. Read More Other Insurance you may want or need in Austria Here is an overview of a few of the standard insurances available for expatriates. You might find it interesting to know that some insurance companies offer you the possibility to put together your own insurance pacakge with all the insurances you need. Read More

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