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HOME › Forums › Living › Healthy Living › Health Insurance for Non-Austrians

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Viewing 9 posts - 1 through 9 (of 9 total)
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  • August 6, 2011 at 7:38 pm #1419
    Silvia
    Member

    FYI

    Health Insurance for Non-Austrians

    Any person, regardless of citizenship, who wants to take up residence in Austria, must be covered by some health insurance plan that covers full medical treatment in Austria.

    Those interested in joining the health insurance plan under the Austrian system should apply to the Health Insurance Agency (“Gebietskrankenkasse”) in the province (“Bundesland”) where they reside.

    The monthly premium is approximately € 350. The premium may be increased if and when Austrian social security contributions are raised. The premium may be reduced in case of individual hardship.

    As health insurance coverage will start six months after joining the health insurance plan and in view of the fact that full health insurance coverage is a prerequisite for obtaining an Austrian visa, American citizens wishing to take up residence in Austria are advised to make appropriate arrangements well ahead in time.

    Further information may be obtained from the appropriate “Gebietskrankenkasse.” Inquiries should be directed to the office as listed below:

    For Vienna:
    Wiener Gebietskrankenkasse für Arbeiter und Angestellte
    Wienerbergstrasse 15-19, 1101 Vienna, Tel.: (01) 60-122-0

    For Lower Austria:
    Niederösterreichische Gebietskrankenkasse für Arbeiter und Angestellte
    Dr. Karl-Renner-Promenade 14-16, 3100 St. Pölten, Tel.: (02742) 899-0

    For Upper Austria:
    Oberösterreichische Gebietskrankenkasse für Arbeiter und Angestellte
    Gruberstrasse 77, 4020 Linz, Tel.: (0732) 7807-0

    For Burgenland:
    Burgenländische Gebietskrankenkasse für Arbeiter und Angestellte
    Esterhazyplatz 3, 7000 Eisenstadt, Tel.: (02682) 608-0

    For Styria:
    Steiermärkische Gebietskrankenkasse für Arbeiter und Angestellte
    Josef-Pongratz-Platz 1, 8010 Graz, Tel.: (0316) 8035-0

    For Carinthia:
    Kärntner Gebietskrankenkasse für Arbeiter und Angestellte
    Kempfstrasse 8, 9020 Klagenfurt, Tel.: (0463) 5855-0

    For Salzburg:
    Salzburger Gebietskrankenkasse für Arbeiter und Angestellte
    Faberstrasse 19-23, 5020 Salzburg, Tel.: (0662) 8889-0

    For Tyrol:
    Tiroler Gebietskrankenkasse für Arbeiter und Angestellte
    Klara-Pölt-Weg 2, 6020 Innsbruck, Tel.: (0512) 5916-0

    For Vorarlberg:
    Vorarlberger Gebietskrankenkasse für Arbeiter und Angestellte
    Jahngasse 4, 6850 Dornbirn, Tel.: (05572) 302-0

    August 8, 2011 at 5:31 pm #1968
    TimausdenUSA
    Member

    Thanks for all of this information.

    I am finding that there are International Health Insurance policies available for MUCH less than 350 Euros/month … people should definitely shop around.

    Tim

    August 8, 2011 at 6:14 pm #1969
    blueorange
    Member

    good point

    August 8, 2011 at 7:08 pm #1970
    Silvia
    Member

    I am finding that there are International Health Insurance policies available for MUCH less than 350 Euros/month … people should definitely shop around.

    But it also depends on what you are earning. When I first got it this my payments were only 87 EURO a month!

    When shopping around also make sure to compare apple to apple of what you get and what you have to pay out of pocket.

    August 8, 2011 at 8:08 pm #1971
    blueorange
    Member

    I don’t think it depends on how much you are earning. the key factors are:

    – age
    – Gender
    – occupation
    – habits
    – preconditions

    For example, for women before 35-40 it is quite a bit cheaper than for 40+. Because there is a 25% chance of getting a desease that will diminish her ability to work full-time after the age of 45…

    August 9, 2011 at 8:57 pm #1972
    Silvia
    Member

    Blue Orange, that is what other insurance companies may look at but not the state owned ones in Austria it seems.

    Wissen Sie eigentlich, dass Ihr Sozialversicherungsbeitrag nur von Ihrem Einkommen abhängt?

    http://www.wgkk.at/portal27/portal/wgkkportal/services/servicesWindow?action=2&p_menuid=61993&p_tabid=5

    November 8, 2011 at 9:51 am #2015
    admin
    Keymaster

    An increasing number of orange county insurance sales agents offer their clients advice on how to minimize risk as well as comprehensive financial planning services.

    orange county insurance

    October 1, 2012 at 12:32 pm #2261
    viennatim
    Member

    Look through the policies and think what will happen if you need to deal with the ins. Co…. who handles the claim? Late payments may cancel policy cover depending on where policy is issued. Usually you can get cheap 24hr. accident cover as an add on…. and so on… its not just about how much it costs….
    🙄 🙄

    October 1, 2012 at 4:49 pm #2264
    elginne
    Member

    Thanks for posting this.
    I’m dealing with a similar situation. My husband (American) and I (Austrian) want to move back to Austria next year. Even for me as an Austrian citizen, there’s that 6-month wait until the benefits actually kick in, since I’ve been away from Austria for so long.
    If anyone has got experience with any particular international insurance provider, I’d be grateful if you posted the names.
    Thanks a lot!

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