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July 30, 2012 at 8:08 pm #1441
I am on a contract now but the employer wont provide health insurance
I was told that it is mandatory to have it in Austria so I just want the cheapest options available
Any help gratefully received!
WienAJuly 31, 2012 at 6:22 am #2112hedgehogMember
I have a personal expat insurance with AXA PPP International and am paying approx EUR90 per month for worldwide coverage except US.
Some highlights as follows regarding my insurance:
– Non-smoker 29 yrs old with residence declared as Austria and no prior health conditions;
– A Lifetime blanket master limit coverage of EUR1,500,000;
– Covers hospitalisation and on direct billing basis whenever possible;
– 100% coverage on like 95% of the items listed;
– EUR350 annual deductible excess;
– No dental coverage
– Outpatient coverage (ie. GP visits) but on reimbursement basis (need to pay first then claim);
The link is as follows:
Have used them for 18mths and are excellent in my opinion.
Another you may consider is Allianz which is slightly more expensive (abt EUR120 pm for similar benefits per above).
Hope this helps!July 31, 2012 at 9:59 am #2113
Do you know please as I cannot source this anywhere – if this covers the legal requirement for Austrian health insurance for workers?
I just know I need insurance but I have no idea at what level of cover
Anyway thanks again for the great link, I am at a complete loss as usual 😎July 31, 2012 at 10:01 am #2114
PS Is this the one you have – and standard only?July 31, 2012 at 12:57 pm #2115hedgehogMember
Well I used this expatriate insurance (ie. provided a copy of teh full policy document and insurance card) with my EWR registration at MA35 – The registration one must go through if you stay as EU citizen for more than 3mths.
No questions were asked and they accepted the documents as proof of full insurance.
You could do it through WGKK in austria but you have to pay like almost EUR400 per month for voluntary insurance. Otherwise if you are employed then your employer would enrol u into their workers insurance or for self-employed you have to furnish supporting documents of income for the authorities to assess your contribution level.
Generally speaking I think expatriate insurance is better in terms of being insured at a lower cost and with better benefits (mine also covers private ward).
Yes that is the one I have – Comprehensive Plan. You can get a instant quote also and apply with immediate effect also.July 31, 2012 at 5:45 pm #2116
A million thanks, hedgehog
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